Hidden Fees & Surcharges
The Wedding Hidden Costs Calculator
Almost 45% of couples go over budget. Why? Because vendor contracts omit taxes, service fees, tips, and alterations. Use this tool to uncover these stealth expenses.
Enter Estimated Contracts
We pre-fill these inputs using your main budget selections (if available). Adjust them to match your quotes.
Stealth fee: 20% service fee + 8% tax
$
Stealth fee: alterations & prep
$
Stealth fee: Setup & Delivery (~12%)
$
Staff needing meals (Photo, Video, DJ, Coordinator)
Stealth fee: cleaning, setup & insurance
$
Forgotten Expenses Total
Total Surcharge estimate$0
Catering Tax & Service Fee (~28%)$4,200
Alterations & Accessories$650
Florist Setup & Delivery (~12%)$360
Vendor Hot Meals (Local Rate)$180
Marriage License & Officiant$250
Liability Insurance & Buffer$490
💡 Pro Tip: Add these items to your main budget list in a separate category called "Stealth Fees" (allocated from your 7% Buffer / Emergency fund) so you are not blindsided later.